Yrefy

NMLS #1610752
NMLS #1717824
Yrefy specializes in private student loan refinancing for career training and continuing education students, offering tailored repayment plans.
Pros
Student loan refinancing
Focus on private loans
Flexible terms
Cons
Niche focus
Eligibility criteria
Less public reviews

Snapshot

Year Founded
2019
Address
1490 S Price Rd, Suite 102, Chandler, AZ 85286
Estimated # of Employees
50-100
Composite Score
6.4
Trustpilot Reviews
3.2
(
1
Reviews)
BBB Reviews
A+
(
0
Reviews)
Website Link
https://yrefy.com/

Overview

Yrefy operates as a specialized online lender with a precise focus on private student loan refinancing. Its core mission is to deliver flexible and widely accessible refinancing solutions tailored specifically for borrowers burdened with private student loans. Yrefy aims to empower these borrowers by helping them strategically reduce their interest rates, lower their monthly payments, or conveniently adjust their loan terms to better suit their current financial circumstances. The company places a strong emphasis on simplifying the often-complex refinancing process, specifically for this niche segment of the student loan market, making it more manageable and transparent for those seeking relief from private education debt.

Customer Views

What They Like

Customers generally appreciate Yrefy for its dedicated focus on private student loan refinancing, which allows it to develop highly specialized expertise and offer tailored solutions within this specific niche. It aims to offer flexible terms that can be carefully crafted to individual borrower needs, providing a more personalized approach to refinancing. Yrefy is distinguished by its commitment to providing a clear and straightforward pathway for borrowers to manage their private student debt more effectively, helping them optimize their repayment strategies and potentially save money.

What They Dislike

However, a key limitation is its highly niche focus, meaning it does not cater to federal student loans or other broader types of personal loans, which restricts its utility for those with diversified financial needs. Eligibility criteria can be specific and sometimes strict due to its specialized nature. Additionally, due to its niche market and smaller scale compared to larger lenders, there are generally fewer public reviews available, which might make it harder for new potential customers to find extensive third-party feedback.

FAQs

Are loan offers ranked or biased in any way?

Score Credit is a free service for consumers. We partner with a network of vetted lenders and may receive compensation when a user checks their rate or takes out a loan through one of our partners. This helps us keep the platform free to use and maintain a high-quality experience. Our compensation has no impact on how your loan options are presented — you’ll always see real, personalized offers based on your credit profile and financial needs.

Does Score Credit receive compensation from lenders?

Score Credit is a free service for consumers. We partner with a network of vetted lenders and may receive compensation when a user checks their rate or takes out a loan through one of our partners. This helps us keep the platform free to use and maintain a high-quality experience. Our compensation has no impact on how your loan options are presented — you’ll always see real, personalized offers based on your credit profile and financial needs.

Yrefy

's customers are saying...

Point was great!!!! They gave me money from my home equity when no one else would. I did not qualify for refi or reverse mortgage. They were fast and the customer service was great. I recommend them, highly.
Terri C.
I think is a better alternative to refinance similar in my opinion to a reverse mortgage. your immediate cash flow is not impacted if what you are trying to do is control your cashflow by eliminating smaller loans that do impact your current cashflow.
Jose Castillo
This HEI was a perfect fit for me. Retired and on a fixed income, I found I was paying interest on home equity loans each month. I never seemed to be able to reduce those loans, which meant I was cash-poor each and every month. I was able to pay off all those loans, leaving me with some cash each month. The payoff will happen when I sell my home in the future.
Bruce M.
The Point process was a lifesaver for me. It allowed me to get completely out of a lot of debt and to make the changes I wanted to make in my house to enjoy my old age. The application process was very easy - just get in what they ask you for as timely as possible. Crystal and John were two of the nicest people you could ever hope to meet. They both got things done as fast as possible - we closed in a month. I see this, especially for elderly people who don't have a lot of equity in their home and can't do a reverse mortgage, as another good option.
Bonnie C.