Terms and Conditions apply. Please note the loan amount, as this may be a counteroffer of the original loan amount requested. Rates displayed may include a direct pay discount. With Direct Pay, the loan proceeds are paid directly to your credit card accounts. If you do not enroll in direct pay, your rate may increase. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are subject to change at any point prior to application submission. Your prequalified rate is based on information you provided. All final offers require verified credit information which could impact your qualified rate. Not all applicants qualify for the lowest rate. The information you provide to us is an inquiry to determine whether Splash's lending partners can make you a loan offer. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including credit score, credit usage history, loan term, and other factors. Please be advised that a lending partner who has an available loan offer for you may conduct another soft credit pull as part of its application review process. Splash marketplace loans offer rates between 10.59% to 26.76% APR as of March 16, 2026. Our lowest rate may include a 0.25% autopay discount for the shortest loan term. Personal loans offered through the Splash network have an origination fee of 0% to 15%, which may be deducted from the loan proceeds. Lowest rates may require autopay and may require paying off a portion of existing debt directly. The autopay reduction will not be applied if autopay is not in effect. See loan agreement for details. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Repayment examples are for illustrative purposes only. Personal loan repayment example: If you are approved for a $10,000 loan with a 36-month term and a fixed APR of 17.98% (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a monthly payment of $343.33. Not all rates and amounts available in all states. Residents of Massachusetts have a minimum loan amount of $6,000; New Mexico and Ohio, $5,000; residents of Georgia have a minimum loan amount of $3,001. There is no fee or penalty for repaying a loan early. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. Personal loans are solely for personal, family, or household purposes and are not permitted to be used to purchase or refinance the purchase of real estate, securities or other investments. Personal loans may not be used for business purposes, to finance post-secondary education expenses, for short-term bridge financing or any illegal purpose.