This https://www.risecredit.com loan example is based on a monthly payment schedule. Payment schedules will align with your pay frequency as reported on your application. Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income, and an email address to receive account information. Approval for credit and the amount for which you may be approved vary by state and are subject to minimum income requirements. Refer to https://www.risecredit.com/rates-and-terms for additional details. Complete disclosures of APR, fees, and payment terms are provided within the Loan Agreement. 1Applications processed and approved before 6pm ET are typically funded the next business day if you elect to receive your funds by direct deposit. If you elect to receive your funds by check in the mail, the check will typically be mailed within 2 business days. Consult with your bank on when funds will be available. 2In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. 3If approved and depending on the amount of the loan you are approved for, you may be able to customize your loan amount and payment options. May be subject to minimum loan amount and loan term restrictions. Loan terms (e.g., rates, origination fees, minimum and maximum loan amounts) apply based on your state of residence and may vary depending on your creditworthiness. Refer to https://www.risecredit.com/rates-and-terms and https://www.risecredit.com for additional details. 4You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5-business day period, and there will be no charges. In AL, DE, GA, ID, MS, MO, SC, UT, and WI, installment loans are underwritten, approved, and funded by RISE, an online lender that offers installment loans for borrowers. In AK, AZ, FL, HI, IN, KS, KY, LA, MI, MN, MT, NC, NE, NV, OH, OK, OR, TN, TX, VA and WY, installment loans are underwritten, approved, and funded by either Capital Community Bank (a Utah Chartered bank, located in Provo, UT, Member FDIC) or FinWise Bank (a Utah chartered bank, located in Murray, UT, Member FDIC). The lending bank is disclosed during the application process and stated in the Loan Agreement.